Devils, Details, and Deadlines: SSI vs. SSDI – What’s the Difference?

Some of the most impactful work we do involves setting up financial protections for disabled individuals. Part of that process includes exploring federal income benefits, but many people don’t realize that there are two available programs: SSI and SSDI. If you have a disabled child, knowing whether they are or should be on SSI or SSDI can significantly impact the … Read More

Watch Your Language: Income

The Medicaid definition of “income” comes from federal law and reads as follows: Income is “[a]nything a person receives either in cash or in kind that can be used to meet the person’s basic needs of food, clothing, or shelter.” [Read More]

FAQ: How Good is My Living Will?

One of the many documents an elder law and long-term care planning attorney in the Northwest Iowa area will encourage clients to put together is a living will. These documents have been considered incredibly important in both the legal and medical fields for 40+ years. A living will provides you with the opportunity to make your medical wishes known should you become incapacitated and unable to make decisions at the time. [Read More]

Making Long-Term Care Insurance a Part of Your Estate Plan

one area that often gets overlooked in the estate planning process is long-term care insurance. People have a variety of reasons for overlooking long-term care insurance, and, while some or all of these justifications may be true, it may still make sense to at least discuss the risks with your Northwest Iowa trust and estates attorney. [Read More]