Are You on the Path of Most Resistance?

If you’re like me, there are little lies you tell yourself to make life “easier.” These points of resistance are the things that stand in the way of real, positive change. I could never run a half marathon. That’s too hard. My fingers are too short to play the guitar. I don’t know where to go for help with my … Read More

Your Goals. Your Care. Make it YOUR Plan

Every client is unique. You have different goals, different care needs, different family. You shouldn’t have the same long-term care plan as the next guy, right? So we start with a Family Care Meeting to identify what’s most important to you – “What do you want your plan to do?” If you’re facing a move to assisted living or an imminent … Read More

Watch Your Language: Gifting Power

QUOTE Effective long-term care planning can require gifting assets to a spouse or child. In Medicaid cases, assets must be transferred to the community spouse 90 days after approval. But it may be impossible to complete the required transfers if the power of attorney does not include the necessary language. That’s the importance of the gifting power. What is it? … Read More

Devils, Details, and Deadlines: SSI vs. SSDI – What’s the Difference?

Some of the most impactful work we do involves setting up financial protections for disabled individuals. Part of that process includes exploring federal income benefits, but many people don’t realize that there are two available programs: SSI and SSDI. If you have a disabled child, knowing whether they are or should be on SSI or SSDI can significantly impact the … Read More